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Qualified Perceptions
So, I finally got around to looking into getting the three free credit reports that Massachusetts (plus a somewhat unfortunately small number of other states) requires that the big credit unions give you once a year. TransUnion has a web form, which I attempted to use, but to verify my identity, I needed to tell them my credit line on my credit card, the amount I pay on the mortgage I took out in 1996, and the amount I pay on the loan I took out in 1996.

For the latter two, I said "I don't have one of those", and because my identity couldn't be properly verified, they couldn't give me the report.

I find this deeply disturbing. However, I will have to wait for a full fledged panic until I get the paper report in the mail in a week.

On the bright side, whoever took out this mortgage and loan must be paying it, right? Or I'd be hounded by creditors? Perhaps they're building up my credit for me. Hmm.

Current Mood: worried worried

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